Information we collect
Information you give us
When you complete a form, request a consultation, take our VFO Diagnostic, subscribe to our emails, or contact us, we may collect your name, email address, phone number, mailing address, business details, and information about your financial situation and planning goals. If you apply for insurance coverage, we may also collect health and underwriting information.
Information collected automatically
When you visit our site, we may collect your IP address, browser and device type, pages viewed, and referring website through cookies and similar technologies.
Information from others
We may receive information from referral sources, advertising platforms, insurance carriers, and the specialists we coordinate with on your behalf.
How we use your information
We use your information to:
- Respond to your inquiry and schedule consultations
- Deliver your VFO Diagnostic results
- Coordinate the right specialists for your situation
- Prepare, submit, and service insurance applications
- Send appointment confirmations, reminders, and service updates
- Send educational content, workshop invitations, and marketing communications
- Improve our website and services
- Meet our legal, regulatory, and recordkeeping obligations
Text messages
If you provide your mobile number and opt in, we may send you appointment reminders, application updates, and other service or marketing messages.
Your mobile number and SMS consent are never shared with third parties or affiliates for their marketing purposes. They are used only to deliver the messages you asked for, and shared only with the providers that transmit those messages for us.
Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. You can also reach us at (412) 533-2373 or [email protected]. Carriers are not liable for delayed or undelivered messages.
How we protect your information
We use reasonable administrative, technical, and physical safeguards to protect your information. No system is completely secure, so please avoid sending sensitive financial or health information through unsecured email or text.
How long we keep it
We keep your information as long as needed to serve you and to meet legal, tax, and insurance recordkeeping requirements, which may extend for several years after our relationship ends.
Your choices
Marketing
Click unsubscribe in any email, reply STOP to any text, or contact us directly.
Access, correction, and deletion
You may ask us for a copy of the information we hold about you, ask us to correct it, or ask us to delete it. Depending on your state, you may have additional privacy rights, including the right to opt out of targeted advertising. Some records must be retained under financial and insurance rules, and we will let you know if that applies.
To make a request, email [email protected] or call (412) 533-2373. We may need to verify your identity first.
Children
Our site and services are for adults. We do not knowingly collect information from anyone under 18. If you believe a minor has provided us information, contact us and we will delete it.
Other websites
Our site may link to third-party websites, scheduling tools, and carrier portals. We are not responsible for their privacy practices. Please review their policies before sharing information.
Changes to this policy
We may update this policy as our services or legal obligations change. The effective date above reflects the current version, and material changes will be posted on this page.
Contact us
If you have questions about this policy, or about the information we hold, reach us directly:
Engarde Financial Group
- 200 James Place, Monroeville, PA 15146
- [email protected]
- (412) 533-2373
You may also want to read our Terms & Conditions, which govern your use of this site, our content, and the VFO Diagnostic.
